Debt Freedom Planner | Excel Workbook

Compare the strategies. Model the payments. Track the progress.

The Verolane Debt Freedom Planner helps households organize up to ten debts, compare Snowball and Avalanche approaches, test extra payments and track progress toward an estimated payoff date.

What is included

• Debt inventory for up to ten accounts
• Snowball and Avalanche priority plans
• Extra-payment simulator
• Estimated dates, interest and total-payment comparisons
• Twenty-four-month planned-versus-actual tracker
• Debt payoff dashboard, milestones and print-ready reports
• Start Here, Quick Start, complete User Guide, personal-use licence and file manifest

Choose your edition

• Canada: CAD formatting with Canadian terminology and examples
• United States: USD formatting, MM/DD/YYYY dates, APR terminology and U.S. examples

Select the edition that matches where you manage your household finances. Checkout displays the price and currency that apply to the order.

Compatibility, delivery and limits

Microsoft Excel is required. Desktop Excel on Windows or Mac is recommended. This product has not been designed or validated for Google Sheets, Apple Numbers or mobile-only spreadsheet editing. The workbook is designed for local use and does not require a bank connection or subscription. This is a digital download; no physical item will be shipped. Payoff dates, interest totals and comparisons are estimates based on entered balances, rates, payments and assumptions; lender calculations may differ. This tool does not provide financial, credit, insolvency, settlement, tax, accounting, investment or legal advice. Personal and household use only.