Irregular Income & Freelancer Planner | Excel Workbook

Build a safer monthly plan when your income changes from one month to the next.

The Verolane Irregular Income & Freelancer Planner helps freelancers, contractors, gig workers and self-employed earners plan around uneven collections without pretending every month will be the same.

What’s included

• Conservative income-baseline calculator
• Invoice and collection tracker
• Business expense planner
• Essential household expense planner
• 12-month forecast and actual cash plan
• Tax-reserve and lean-month buffer planning
• Dashboard, quality checks and tester feedback

Choose your edition

Select Canada for CAD and Canadian sales-tax terminology, or United States for USD and U.S. sales-tax terminology.

Compatibility, delivery and limits

Microsoft Excel is required. Desktop Excel on Windows or Mac is recommended. This product has not been designed or validated for Google Sheets, Apple Numbers or mobile-only spreadsheet editing. The workbook is designed for local use and does not require a bank connection. This is a digital download; no physical item will be shipped. Personal and household use only.

The workbook uses user-selected planning assumptions. It does not calculate tax owing, guarantee client payment dates, or provide tax, accounting, legal or financial advice.