Join the VFOS Pilot

Help shape a practical money-planning tool built for ordinary people.

VFOS is a manual financial wellness tool that helps you see whether your available money can cover bills and essential needs until your next income, then gives you one clear next step.

What the four-week pilot involves

  • One guided first session
  • One short check-in each week for four weeks
  • Manual entry using actual, rounded, or fictional amounts
  • Feedback about clarity, usefulness, privacy, and ease of use
  • The freedom to pause or withdraw at any time

Important pilot boundaries

  • VFOS does not connect to your bank during this pilot.
  • VFOS does not move, hold, or transfer money.
  • VFOS does not make financial decisions for you.
  • VFOS is not a bank, financial adviser, legal service, emergency aid service, or insolvency adviser.
  • You never need to provide bank login information, full account numbers, or financial documents to apply.

Who may be a good fit

You may be a good fit when you are 18 or older, want a clearer view of the period between now and your next reliable income, and can participate in one guided session plus four weekly check-ins.

Before applying

Please be ready to answer these simple screening questions in the contact form:

  1. Are you 18 years of age or older?
  2. Can you participate for approximately four weeks?
  3. Do you understand this pilot uses manual entry and does not connect to a bank?
  4. Are you comfortable using rounded or fictional amounts if you prefer?
  5. Are you currently seeking emergency financial assistance? Please do not include personal financial details.
  6. Do you have any accessibility or communication needs we should plan for?

Apply for the pilot

Use the Verolane contact form and begin your message with VFOS PILOT APPLICATION. Include your answers to the six screening questions above. Do not include balances, account numbers, bank information, or other sensitive financial details.

Apply for the VFOS Pilot

Referring someone?

Share this page directly with them. Please do not submit their name, financial situation, or contact information without their permission. The person should complete the application themselves.

Limited spaces: The first cohort will include up to five suitable participants. Applying does not guarantee selection.

VFOS is being tested as a manual pilot. Participation is voluntary, and every participant remains the final decision-maker.